Borrow Against Your Yachts & Boats

Unlocking the value in your yacht or boat can be a great way to raise finance whilst the boat is not being used.

Own a yacht or boat? Releasing the capital tied up in your boat can be a quick, simple and discreet method of raising funds. Our asset loans come with benefits such as:

  • There are no credit checks. 
  • Funds can be released within 24hrs of accepting our offer.
  • There are no monthly payments.
  • There is no impact on your credit history if you do not repay the loan.

Fill in the loan enquiry form and your dedicated account manager will be on hand to provide answers to any questions that you may have and will provide you with the best solution tailored to you.

Our panel of expert valuers are on-hand to provide an initial loan offer to you within a few hours. When determining a value a number of factors are taken into considerations such as:

  • Make and Model.
  • Year built.
  • Current market and auction data. 
  • Overall condition of the boat. 

For high-valued loans, we can arrange for one of our experts to come along to where the boat is being moored and have it appraised on-site. Your dedicated account manager will be happy to discuss any such arrangements with you directly.

To borrow against your yacht or boat we will take possession of the vessel during the term of the loan. This means the vessel cannot be used whilst the loan is taken out. We do this by either taking the item into storage or by securing a mortgage over the vessel. The boat must have a current insurance policy in place to be considered for a loan.

The interest rate we apply reflects the loan amount and the asset you have pledged as security. Our rates start from as little as 1.5% per month.

For boats, our minimum loan amount is £20,000
An additional admin fee may apply for storage and logistic.

APR and Terms of Loan;

Minimum repayment period of one month.

Our minimum rate of APR is 18.8% . Our maximum rate of APR is 69.25%. Representative APR: 36.35%

All loans are for a fixed term of 6 months. You can repay early at any time with no penalty fees.

Representative Example: Total credit: £10,000. Loan term of 6 months. Annual Interest rate: 36% (fixed). Interest for 6 months: £1800. Amount repayable in one installment: £11800.00 (39.1%APR)


02381 277030

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Warning: Please note that the property that you offer as security to acquire your loan may be repossessed and sold in the event of default. Please refer to our page ‘Borrowers’ for more information on the checks we conduct on borrowers.