Gold & Precious Metals

Loans against gold jewellery, bars, coins and other precious metals are the simplest and oldest method of borrowing.

A simple way of obtaining a quick and discreet loan can be by securing it against precious metals like gold or silver. This comes with some added benefits such as:  

- There are no credit checks. 
- Funds can be released within 24hrs of accepting our offer.
- There are no monthly repayments.
- There is no impact on your credit history if you do not repay the loan. 

Your dedicated account manager will be on hand  to provide answers to any questions that you may have and will take the time to understand your requirements and provide the best solution tailored to you. So why not call us today or send us an enquiry.

When valuing precious metals we will look to confirm both the purity of the actual metal and also confirm the weight. This provides us with your items current market value.

We have many solutions to get your precious metals to us.

1) Royal Mail Special Delivery. Our next-day delivery pack is free and fully insured for you to send your items directly to us.

2) Collection: Depending on its value, we can send a private courier, fully insured, to collect and deliver the items directly to us.

3) Arrange to come-in: Simply contact us to arrange a time and day to come in and meet us and hand-over your items in person.

4) For high-valued loans, we can arrange for one of our experts to come along to where the item is being stored and have it appraised on-site. Your dedicated account manager will be able to discuss the best solution with you.

While your precious metal is in our possession, it is held in a high security vault. During this time your item is fully insured to its current market value.

The interest rate we apply reflects the loan amount and the asset you have pledged as security. Our rates start from as little as 1.5% per month.

02381 277030

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Warning: Please note that the property that you offer as security to acquire your loan may be repossessed and sold in the event of default. Please refer to our page ‘Borrowers’ for more information on the checks we conduct on borrowers.