Loan Against Your Luxury Watch

We offer loans secured against Rolex, Breitling, Patek Philippe, Omega, and many other brands.

Loans against watches such as Rolex, Breitling, Patek Philippe, Omega to name a few Swiss brands can be used to secure short-term finance. Loans secured against watches provide borrowers with alternative solutions to raising capital tied up in their valuables.

With no credit checks and monthly repayments, our collateral loans can provide a temporary, short-term bridge for you.

To find out more, simply fill in the loan enquiry form and your dedicated account manager will be on hand to provide answers to any questions that you may have and provide the best solution tailored to you.

Our valuers establish the current market value of your watch based on a number a of key factors:

  • The make and model of the watch.
  • The condition.  Is there any marks or scratches to both the bracelet and glass? Is the watch keeping accurate time and does it require a service?
  • Does the watch come with its original box and paperwork?
  • We also look to see what confirmed sales there has been at auction and look to see what your watch is currently selling for secondhand.

While your watch is in our possession, it is held in a high-security vault. During this time your item is fully insured to its current market value.

When taking out a loan against your watch, we have a number of solutions to get your luxury watch to us.

1) Royal Mail Special Delivery. Our next-day delivery pack is free and fully insured for you to send items directly to us.

2) Collection: Depending on its value, we can send a private courier, fully insured, to collect and deliver your watch directly to us.

3) Arrange to come-in: Simply contact us to arrange a time and day to come-in and meet us and hand-over your items in person.

4) For high-valued loans, we can arrange for one of our experts to come along to where the item is being stored and have it appraised on-site. Your dedicated account manager will be able to discuss the best solution with you.

The interest rate we apply reflects the loan amount and the asset that you have pledged as security. Our rates start from as little as 1.5% per month. Minimum repayment period of one month.

APR and Terms of Loan;

Minimum repayment period of one month.

Our minimum rate of APR is 18.8%. Our maximum rate of APR is 93.54%.

Representative APR: 39.24%

Representative Example: Total credit: £10,000. Loan term of 6 months. Annual Interest rate: 36% (fixed). Interest for 6 months: £1,800. Amount repayable in one installment: £11,800.00 (39.24%APR)

Risk Warning: If the loan is not repaid, the assets may be sold. Your asset covers the whole debt and you will receive any surplus after sale if the loan is not repaid. You will not be liable in the case of any shortfall between the amount that you have borrowed and what the assets are sold for at disposal.

02381 277030

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Warning: Please note that the property that you offer as security to acquire your loan may be repossessed and sold in the event of default. Please refer to our page ‘Borrowers’ for more information on the checks we conduct on borrowers.