Loans Against Your Fine Art & Antiques

From single art-pieces to large collections. Your artwork can be a valuable financing solution when requiring a short-term loan.

Borrowing against your fine art or antique collection can be a quick, simple and discreet method of raising funds. Loans against fine art and antiques come with benefits such as:

  • There are no credit checks. 
  • Funds can be released within 24hrs of accepting our offer.
  • There are no monthly repayments.

To get started, simply fill in our loan enquiry form and your dedicated account manager will be on hand to provide answers to any questions that you may have and provide the best solution tailored to you. 

We work with several independent auction houses and third-party valuers to carry out an in-depth valuation on all artwork and antiques. Our valuers will look at the condition, the artist, the provenance provided and also previous auction sales to determin the current market value.

We also check the Art-Loss register when carrying out our research as part of our due diligence. We can also arrange to have our valuers attend your location to carry out a valuation in person, depending on the art piece or collection.

All pieces of fine art and antiques are stored with experienced art handlers like Constantine. They will normally photograph and report on the condition of each piece before placing the artwork or antiques into storage. All items are insured while in storage with us.

Where your item is already in storage with a third-party, we do need to move it. We would however need permission from you to place the items into our name during the loan term.

Your dedicated account manager will discusses the best solution to get your items to us. We work with several specialist art couriers who are fully insured and experienced in dealing with high-value pieces.

The interest rate we apply reflects the loan amount and the asset that you have pledged as security. Our rates start from as little as 1.5% per month.

For fine arts and antiques, an
additional admin fee may apply for storage and logistic.

APR and Terms of Loan;

Minimum repayment period of one month.

Our minimum rate of APR is 18.8% . Our maximum rate of APR is 69.25%. Representative APR: 36.35%

All loans are for a fixed term of 6 months. You can repay early at any time with no penalty fees.

Representative Example: Total credit: £10,000. Loan term of 6 months. Annual Interest rate: 36% (fixed). Interest for 6 months: £1800. Amount repayable in one installment: £11800.00 (39.1%APR)

02381 277030

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Warning: Please note that the property that you offer as security to acquire your loan may be repossessed and sold in the event of default. Please refer to our page ‘Borrowers’ for more information on the checks we conduct on borrowers.